In the case of Parkway Bank & Trust Company v. Victor Korzen and Tomas Zanzola, 2013 IL App (1st) 130380, we are treated to a 53 page dissertation on what not to do when defending a residential foreclosure lawsuit. A clearly exasperated appellate court, instead of merely dismissing this appeal of pro se defendants of the judgment of foreclosure of their property, instead gives us an exhausting list of arguments on appeal presented by the appellants with an explanation as to why each an every one of those arguments is without merit.

In short, the main argument presented by the defendant-appellants, was that the original note upon which the loan originated was not made available to the defendants during the foreclosure proceeding. In the minds of the property owner appellants, this somehow disposes of the mortgage foreclosure suit. Perhaps this line of thinking had some merit before the advent of the copy machine and the fax machine. But today, copies of documents, or simply affidavits by the parties attesting to the relevant facts are more than enough. In the end, the number of frivolous arguments and delaying tactics were too much for this court and it imposed sanctions as an appellate court upon the Defendant-appellants.